Uber Credit Card Review 2% Online Shopping Definition
Offer condition
The Uber Credit carte is no longer bachelor for new applications and card details below may exist out of date. Please visit our best credit cards page to review electric current offers.
For consumers who want to earn as much as possible on their Uber spending, the popular ride-hailing app offers the Uber Credit Card. The bill of fare is issued with Barclays, and it includes many of the kinds of perks you await from that company. In add-on to a sign-up bonus, the Uber Credit Card earns five% back on all Uber services. Considering that includes rides, food commitment through Uber Eats, and electric bike or scooter rentals through Jump, you'll have the opportunity to earn big rewards.
While this carte du jour has quite a few highly-seasoned features, at that place are also some notable drawbacks, most notably the fact that it earns Uber Cash instead of greenbacks back. Learn whether it's the best option for yous in our review of the Uber Credit Carte.
Full Uber Credit Card review
Top perks
No annual fee: This is a no-almanac-fee card, making it platonic if you lot'd like to keep your expenses down.
Up to 5% back: The Uber Credit Card earns Uber Cash on all your spending. Here's how much it offers for each type of purchase:
- 5% back on Uber services, including rides, Uber Eats, and rentals of Bound bikes and scooters
- 3% back on hotels, airfare, and restaurants
- 1% back on all other purchases
The amount of Uber Greenbacks you can earn with this card is by far the biggest do good. v% back on Uber services is great for those who use the app often, and 3% back is an excellent charge per unit for hotels, airfare, and restaurants. Overall, this card's rewards rate is i of the all-time yous'll notice among rewards credit cards, especially considering it doesn't have an annual fee.
$100 Uber Greenbacks sign-upward bonus: You receive this bonus subsequently spending $500 within the first 90 days that y'all have the carte du jour.
No strange transaction fees: The Uber Credit Card doesn't charge a foreign transaction fee. Because that information technology will also earn bonus rewards when you use it to buy airfare, book hotels, or dine at restaurants, information technology'south a good card to take forth when you travel.
Complimentary prison cell telephone insurance: If you pay your wireless nib with the Uber Credit Card, all the telephone lines listed on your pecker are automatically covered by this card's jail cell phone insurance. It covers damage or theft with a maximum reimbursement amount of up to $600 per claim after a $25 deductible. Per 12-month period, the maximum is two claims and reimbursement of up to $one,000.
Online FICO® Score tracking: When you accept the Uber Credit Card, you lot can view your FICO® Score with TransUnion through your online credit card account. This is a helpful characteristic to accept if you're working on edifice or rebuilding your credit.
No redemption minimum: You lot tin can transfer any amount of Uber Cash from your credit card account to your Uber account, starting with as little equally $0.01. Many other cards permit you cash in your rewards merely when y'all've hit a redemption minimum. If you don't transfer Uber Cash yourself, information technology will be automatically transferred once yous've earned $l.
What could be improved
Rewards are available only as Uber Cash: The biggest issue with this carte du jour is that you can utilize your rewards only as Uber Cash. That doesn't provide nearly every bit much flexibility or value as credit cards that let yous redeem rewards for cash back or travel purchases.
To be fair, the card is intended for frequent Uber users. If yous apply, that probably means you use Uber frequently and shouldn't have trouble redeeming your Uber Cash for rides or Uber Eats purchases. Simply if you ever come to a indicate where you lot don't use Uber that much, then you could find yourself with rewards that you accept problem cashing in.
0% intro April offer: The Uber Credit Menu doesn't offering a 0% intro APR for either purchases or balance transfers. While this isn't a huge problem, it does mean that y'all should look elsewhere if you lot need a carte du jour for financing purchases or refinancing credit card debt.
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Suggested credit score
To utilise for the Uber Credit Carte du jour, we recommend that you lot have a credit score of 670 or higher. You lot stand a much higher adventure of approval with a score in that range, because this bill of fare is aimed at consumers who have skillful credit.
Credit carte du jour companies evaluate many factors when deciding whether to corroborate an awarding, so information technology's non just most your credit score. It's possible to successfully apply for this card with a score below 670, but it'southward also possible to go denied with a college score.
This card is correct for you if:
The Uber Credit Card is worth considering just if you use the app oftentimes and don't mind earning Uber Cash instead of more than versatile rewards.
Here's a uncomplicated way to figure out whether you lot'd do good from this card: Review your monthly spending and observe the top-five areas where you spend the about. If Uber (including Uber Eats) is on the list, so the Uber Credit Card could be a good choice.
If that's not the case, y'all likely could go more than value by opting for another credit card. Frequent travelers probably would be better served by any of the best travel cards, and consumers interested in greenbacks dorsum have plenty of card options that earn legitimate cash back instead of Uber Greenbacks.
Source: https://www.fool.com/the-ascent/credit-cards/uber-credit-card-review/
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